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This class of insurance is made compulsory by Government through the legislation known as the Motor Vehicle (Third Party) Insurance Act of 1945.
Broadly speaking, this form of cover applies to any form of machinery or plant subject to mechanical or electrical stress. Engine turbine generators, alternators, electrical motors, transformers, switch gears and other power units within the ambit of this cover. Other units such as crane, compressors and pump may also be insured.
This policy covers goods being carried from one location to another. Any loss not specifically excluded under the policy is covered and the insurance is suitable for any organization that is engaged in the movement either by road or rail and the cover will operate when the goods are being conveyed by owner’s vehicle or hired vehicles. Losses arising from Fire and Theft are covered under this policy.
This covers legal liability to third parties for death and accidental bodily injuries, or illness to members of the public and or damage to their properties either through dereliction or due to some structural effects In Nigeria insurance market today,
Fidelity Guarantee implies the faithful or loyal performance of a duty and is an insurance against the result of dishonesty both which stem from lack of fidelity. It is not an understatement to state therefore that no accounting system is fraud free.
This type of policy is designed to indemnify the insured against loss or damage resulting from theft or attempted theft which is accompanied with actual forcible or violent entry into or out of the premises or any attempted theft which is accompanied with actual forcible or violent entry into or out of the premises or any attempt threat.
The Workmen’s Compensation Decree of 1987 requires all employers of labor to take out this policy for the benefit of workers who may sustain injury resulting into death or disability in the course of their duties
This bond is to guarantee that the contractor will perform up to the specified terms and conditions of the contract failing which the principal is to recover the extent to which the expense has been made from a surety in this case the insurer.
This cover is comprehensive in nature for stocks and the building and it provides Indemnity or compensation against accidental fire, spontaneous combustion, lightning.
Group life Assurance cover is designed to provide a defined level of death benefit to all members of the scheme.
This policy provides compensations/benefits to the Creditors (those that grant loans to other party) in case the debtor failed to repay the loan as per the loan.
This policy indemnifies the insured against the loss and damage to safe while in transit from the insured's premises during business hours.
This type of policy is designed to foster the welfare of employees as well as reduce the financial strain that an organization could undergo in the event
This form of Insurance is intended to provide all risks cover, subject to certain exception in respect of both temporary and permanent works
This policy has a very wide scope of cover and is specifically tailored to suit protection of portable and valuable items
Insurance services document or presentation can vary depending on the specific content and context. Here are some potential titles you can consider of your insurance services effectively.
